Selasa, 24 Juli 2018

Free PDF The Bogleheads' Guide to Retirement Planning, by Mel Lindauer Richard A. Ferri

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The Bogleheads' Guide to Retirement Planning, by Mel Lindauer Richard A. Ferri

The Bogleheads' Guide to Retirement Planning, by Mel Lindauer Richard A. Ferri


The Bogleheads' Guide to Retirement Planning, by Mel Lindauer Richard A. Ferri


Free PDF The Bogleheads' Guide to Retirement Planning, by Mel Lindauer Richard A. Ferri

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The Bogleheads' Guide to Retirement Planning, by Mel Lindauer Richard A. Ferri

From the Back Cover

"Meet the wisest and most generous crowd on Wall Street: the Bogleheads. The Internet's worst-kept secret is now well out in the open; for the best in online investment education and advice, you can't beat www.bogleheads.org. Wisdom of crowds, indeed: a thread for almost every need, an expert contributor for every subject. Now, for the first time between these covers, the Bogleheads assemble their formidable collective expertise on retirement planning. Savor, enjoy, and learn."—William J. Bernstein, author of The Investor's Manifesto: Preparing for Prosperity, Armageddon, and Everything in Between "The Bogleheads' Guide to Retirement Planning delivers the power of the community. Each chapter may have its own author, yet all have been molded by the remarkable Bogleheads community, resulting in a wonderful book that offers readers a slew of practical suggestions and a hefty serving of carefully calibrated advice."—Jonathan Clements, author of The Little Book of Main Street Money "The Bogleheads have done it again! The web's savviest and most caring investment consortium has gathered all the information you'll need to plot a safe and sane course toward retirement. Their camaraderie, kindness, and commonsense wisdom will steel you to 'stay the course' and realize your retirement dreams. With the Bogleheads, asking the audience is always the best solution."—Don Phillips, Managing Director, Morningstar "This book pilots the reader around the shoals of retirement planning, including tricky issues such as social security, health insurance, divorce, and finding proper financial advice. This not-for-profit collaborative enterprise answers recurrent questions raised by members of the Bogleheads online forum with clarity, wisdom, and humor. It exposes fallacies, suggests alternatives, and reassures the thorough planner. It is a welcome contribution to a world where unrestrained greed and complex financial arrangements have capsized many. I keep referring back to it."—Ed Tower, Professor of Economics, Duke University

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About the Author

TAYLOR LARIMORE has been dubbed by Money magazine as "the Dean of the Vanguard Diehards," and Jack Bogle himself calls Taylor "the King of the Bogleheads." Now eighty-six and retired, Larimore regularly spends several hours a day answering questions for free on the Bogleheads.org forum. MEL LINDAUER was dubbed "the Prince of the Bogleheads" by Jack Bogle. Together with Taylor Larimore, he initiated and continues to organize the grassroots Bogleheads annual meetings. Lindauer has been quoted in a number of newspapers and magazines and has appeared on CNNfn. RICHARD A. FERRI, CFA, is a key member of the growing Bogleheads "brain trust" and founder and CEO of the investment firm, Portfolio Solutions, LLC. He is the author of seven books, including The ETF Book: All You Need to Know About Exchange-Traded Funds and The Power of Passive Investing, both published by Wiley. LAURA F. DOGU, called "the Queen of the Bogleheads," participated as an investment panelist during the Bogleheads meetings for the last four years. Dogu is a career Foreign Service Officer with the U.S. Department of State.

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Product details

Paperback: 400 pages

Publisher: Wiley; 1 edition (February 22, 2011)

Language: English

ISBN-10: 0470919019

ISBN-13: 978-0470919019

Product Dimensions:

6 x 1.3 x 8.9 inches

Shipping Weight: 1 pounds (View shipping rates and policies)

Average Customer Review:

4.6 out of 5 stars

166 customer reviews

Amazon Best Sellers Rank:

#41,146 in Books (See Top 100 in Books)

I bought this book in a panic during the last year before retirement. In retrospect, I should have saved my money. The book might be interesting for someone who wants a superficial overview of a lot of topics if they don't have access to the internet, but most things in this book were discussed more thoroughly in articles I had already found online. I praise the author's basic premise, though, that every retiree needs to become financially literate. For me, this book wasn't very valuable but it might be a useful starting point for others who are starting to prepare for retirement. Why not look for it in the library first, to judge for yourself whether it's worth your money?

Great book - Of course my Dad wrote it...Seriously, my 93year old father has dedicated the past 20 years of his life helping others get honest, unbiased financial education in a world where billions are spent marketing financial services to you, with your money and at a very high cost to your retirement.All proceeds of the book are donated to charity - Not my inheritance:)

I'm a big fan of Vanguard and hold nearly all of my investments there so I was thrilled to find this book. However, sadly, it's outdated in key areas. It was published in 2009 (not 2011) and doesn't contain information on important new laws like the Affordable Care Act, the American Taxpayer Relief Act, etc. which affect retirement planning.In addition, if you're familiar with the general Vanguard/Boglehead investment principles (diversify, stay the course, etc) there won't be much new information in here for you. For those not familiar with Vanguard and the basics of retirement planning, it would be a useful guide if it were updated.

In the months before my retirement I read many books on asset allocation and investing for 30 plus years. This is one of the best I read. The writers were clear but also complete in explaining the basis for the recommendations and suggestions.

I was so impressed with "The Bogleheads' Guide to Investing" that I picked up this next book in the Bogleheads series. If you loved the first book, this one won't disappoint!"The Bogleheads' Guide to Retirement Planning" stays true to the investing principles pioneered by Vanguard-founder Jack Bogle. However, unlike the first book, this book is focused on the various aspects of retirement planning. There is a lot more to retirement planning than 401(k)s and IRAs. Important topics such as how much money to take out every year to make your money outlast your retirement, how to factor in inflation, when should annuities be considered, what kinds of insurance you should have, and how to plan your estate are answered in this book.Young people shouldn't brush off this book. In fact, younger readers would be much better prepared than their peers if they are proactive in reading this book. Chapters such as the one on early retirement are targeted towards them, so this book is a wealth of knowledge for all ages.One of my favorite lines from the authors is: "Choosing the right mix of assets at the beginning of your career is not as important as getting started on retirement early and establishing good financial habits. At the beginning, it is the amount that you put into a plan that counts, rather than the return of the investment in that plan." A good way to live by this statement is to pay yourself first after every pay period and using your designated retirement accounts specifically for their intended purpose (short of a real emergency). If anything, advice like this is more useful for the younger audience than the ones closer to retirement.After you read this book, Appendix II has plenty of good reading for novice investors, intermediate investors, and advanced investors. Regardless of which category you fall under, you will be better prepared for retirement after reading this book.

After reading Mr. Larimore's outstanding book The Boglehead's Guide to the Three Fund Portfolio, I contacted him via the Bogleheads forum and asked him about drawdown strategies in retirement since they are not at all covered in that book. Mr. Larimore suggested I purchase The Bogleheads Guide to Retirement Planning for detailed coverage of that. Mistake. Big Mistake. The single chapter on the topic pretty much assumes the 4% drawdown strategy and is not helpful in the least bit. For this kind of discussion I recommend Ben Stein's book Yes, You Can Still Retire Comfortably. Page 128 has a drawdown graph that is more valuable than the entire chapter in Mr. Larimore's book. Take a pass on this one, folks.

A good book on Jack Bogle's ideas on stocks. Easy to understand and effective in my opinion. Worth reading before getting hooked up with the high cost brokers who charge much more than Vanguard or Fidelity for their funds but give less returns in the long run.

Father's Day gift for my father in law planning to retire in a few years.This provides a lot of clear information in an easy to read package. A lot of people think you have to pay for professional retirement advice. This is not true, and many paid professionals are only looking out for their own interests. This book can really help.

Bogleheads rule! As a fan of Vanguard and John Bogle, I was happy to find this resource summarizing much of the information available on the bogleheads forum, but in a more concise, edited, and easy to understand format. It still reads a bit like a bunch of disconnected chapters (as each chapter was written by a different person), but overall it's a great resource.

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Sabtu, 21 Juli 2018

Free PDF Pinpoint: How GPS Is Changing Technology, Culture, and Our Minds

Free PDF Pinpoint: How GPS Is Changing Technology, Culture, and Our Minds

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Pinpoint: How GPS Is Changing Technology, Culture, and Our Minds

Pinpoint: How GPS Is Changing Technology, Culture, and Our Minds


Pinpoint: How GPS Is Changing Technology, Culture, and Our Minds


Free PDF Pinpoint: How GPS Is Changing Technology, Culture, and Our Minds

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Pinpoint: How GPS Is Changing Technology, Culture, and Our Minds

Product details

#detail-bullets .content {

margin: 0.5em 0px 0em 25px !important;

}

Audible Audiobook

Listening Length: 9 hours and 50 minutes

Program Type: Audiobook

Version: Unabridged

Publisher: Tantor Audio

Audible.com Release Date: May 3, 2016

Whispersync for Voice: Ready

Language: English, English

ASIN: B01EB83ETK

Amazon Best Sellers Rank:

If you are interested in changing times and what appears to be common stuff read this book.Wonderfully written and easily followed. Still it delves deeply into the thing we know as GPS.Starts with far, far back how we and others navigated. Then carries us through the many developments and changes that caused us to arrive where we are. Where we are now is really an interesting part that you shouldn't miss. GPS has spawned all sorts of connected systems - things that we can do because of the original GPS and how we are now far beyond it yet dependent still.An excellent read.

A good description of the development and implementation of GPS by the military. The author curiously neglected uses of GPS by business. UPS gives their drivers the routes they will take each day, including avoiding left turns wherever possible to save time.

The book is not quite what I expected - I was hoping for a book about the various clever applications of GPS - what I got was a detailed analysis of the conflict within the US military and government agencies. Interesting, but less than was possible.

Not everyone will enjoy this book but I found it fascinating and have told many friends about it. Most of them also purchased it and liked it as much as I did. GPS is now a part of everyone's life and it is interesting to see where it started.

This book is a great treatment of the subject of GPS and the history of navigation, military targeting, and scientific terrestrial analysis that motivates positioning technology. The author points to a few dangers as well. I highly recommend this book to all interested in its subject.

The book includes many interesting things about the history of navigation and cartography. But it also includes many pages telling non-relevant "gossip" about the scientists who developed these fields.

I am hooked! Will a latest Tomtom make using it force me to know street names or know where north is? Great story about something that became my guide when i need it most.

I had heard an interview with the author on a radio show (Here and Now) and the book sounded as though it would be interesting. It is, indeed! The history of navigation seemed odd to me at first, but it all came together. He has certainly researched the topic and has interviewed the players in the GPS saga and has done an excellent job of putting it all together. Excellent history of this technology that for years had been on the verge of being killed. This technology that we can't live without today was once too inaccurate to be of value and misunderstood and underappreciated in its potential is now something we take for granted.An excellent history and a terrific description of how it's changing life as we know it today.

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Jumat, 06 Juli 2018

PDF Download Animal Restraint for Veterinary Professionals

PDF Download Animal Restraint for Veterinary Professionals

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Animal Restraint for Veterinary Professionals

Animal Restraint for Veterinary Professionals


Animal Restraint for Veterinary Professionals


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Animal Restraint for Veterinary Professionals

Product details

Paperback: 256 pages

Publisher: Elsevier; 2 edition (September 27, 2016)

Language: English

ISBN-10: 9780323354943

ISBN-13: 978-0323354943

ASIN: 0323354947

Product Dimensions:

9 x 0.2 x 11 inches

Shipping Weight: 1.4 pounds (View shipping rates and policies)

Average Customer Review:

4.2 out of 5 stars

5 customer reviews

Amazon Best Sellers Rank:

#691,774 in Books (See Top 100 in Books)

Could use updated pictures. Very simple information (a single visit to a practice or experience having pets/livestock would give you all the info except the knots). I wish it provided more info or could come as some informative brochures on each of the main species. If a class requires this and has a lab/technical portion, I would recommend buying it as a group instead of one per person. You'll read it once but probably not again--except for the knots.

Good reference for those starting out in Vet Med and learning to restrain.

Very informative book. Breaks down the material to a novice leve

Very informative! Fast delivery!

Great book! Excellent pictures!

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Jumat, 22 Juni 2018

Download Ebook The 5Es of Inquiry-Based Science (Professional Resources for K-12 Teachers)

Download Ebook The 5Es of Inquiry-Based Science (Professional Resources for K-12 Teachers)

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The 5Es of Inquiry-Based Science (Professional Resources for K-12 Teachers)

The 5Es of Inquiry-Based Science (Professional Resources for K-12 Teachers)


The 5Es of Inquiry-Based Science (Professional Resources for K-12 Teachers)


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The 5Es of Inquiry-Based Science (Professional Resources for K-12 Teachers)

Product details

Series: Professional Resources

Paperback: 168 pages

Publisher: Shell Education; 1 edition (January 1, 2013)

Language: English

ISBN-10: 1425806899

ISBN-13: 978-1425806897

Product Dimensions:

7.3 x 7.3 x 9.2 inches

Shipping Weight: 10.4 ounces (View shipping rates and policies)

Average Customer Review:

4.3 out of 5 stars

7 customer reviews

Amazon Best Sellers Rank:

#51,052 in Books (See Top 100 in Books)

This is an excellent book if you are not familiar with the 5E or Learning Cycle approach to teaching science. It is extremely short, but there is enough information on each topic to get you started using the model in your classroom. If you're using the 5E approach, you'll want to keep this one handy to refer to as you are getting started lesson planning.I highly recommend the 5E approach. Basically, you start by Engaging student's interest (this is the anticipatory set, nothing new there), then having them Explore before Explaining what's going on. That's the big difference with this model. The kids do a lab or activity to gain some knowledge about a concept before you teach it, instead of learning about it and then doing a lab to confirm that what you told them was true. 5E is a much better way to teach science!Now here's why I only gave it four stars. 1) A lot of their examples are aimed at the lower grades. They usually give three examples per topic. Often, one will be for K-2, one for 3-5, and one for 6-12. Ok, so their audience may be more elementary school teachers, but it's not helpful to lump together seven grade levels any way you slice it. Just give four examples. 2) In some sections it feels like an entire book could be written about something they describe in two paragraphs. I'm not faulting them for that; this is a brief overview. My quibble is that they could have included a lot more citations so that you could follow up with topics you want to explore in more depth. I guess I'd have liked an annotated bibliography.

Very informative and comprehensive. I had very little knowledge about the 5 E, and now I feel like I have what I need to create 5E lesson plans.

Uses a lot of repetition to rehash standard educational best practices. Nothing groundbreaking here.

One of the few text books I am keeping. Its short and practical.

This is a good resource for persons interested in science.

I loved this book! It was not only an easy read, but every chapter had tons of practical ideas that could be implemented immediately. It helped me remember how much fun teaching science could be when lessons are more engaging! Highly recommend for educators who teach science!

Everything was fine.

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Rabu, 13 Juni 2018

PDF Ebook Prospecting Through Positioning For The Relationship Banker: How To Continually Fill Your Pipeline With Highly-Qualified, Highly-Motivated Prospects ... As The Authority In Your Market Niche

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Prospecting Through Positioning For The Relationship Banker: How To Continually Fill Your Pipeline With Highly-Qualified, Highly-Motivated Prospects ... As The Authority In Your Market Niche


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Prospecting Through Positioning For The Relationship Banker: How To Continually Fill Your Pipeline With Highly-Qualified, Highly-Motivated Prospects ... As The Authority In Your Market Niche

About the Author

Chris Carlson. Before becoming a sales and marketing consultant, Chris Carlson spent 20 years in the insurance industry as a Salesperson, Sales Manager and National Sales Director. Since 2003, Chris has worked with clients from large corporations to small business owners, helping them to grow sales, increase profits and create systems that will continually attract ideal clients. In his consulting practice, Chris works with companies to insure they are focused on the most important step in the sales process, effectively targeting the right types of clients. Chris is a highly sought after speaker and has served as a faculty member of Pacific Coast Banking School. Chris can be reached at chris@thesalescoach1.com Kyle Enger. Kyle has spent his entire career helping business owners and bankers. As a subject matter expert on small business, he is one of the nation’s premier speakers, teaching and training both business owners and bankers. Kyle is the Managing Director of CORE Consulting and is a top faculty member at three of the leading graduate banking schools in the country, lecturing on business and acumen, credit and the art of Relationship Banking. Kyle can be reached at kyle.enger@core-ac.com

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Product details

Paperback: 198 pages

Publisher: CreateSpace Independent Publishing Platform (April 29, 2018)

Language: English

ISBN-10: 1717548563

ISBN-13: 978-1717548566

Product Dimensions:

6 x 0.4 x 9 inches

Shipping Weight: 12.6 ounces (View shipping rates and policies)

Average Customer Review:

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Amazon Best Sellers Rank:

#2,218,660 in Books (See Top 100 in Books)

Prospecting Through Positioning For The Relationship Banker: How To Continually Fill Your Pipeline With Highly-Qualified, Highly-Motivated Prospects ... As The Authority In Your Market Niche PDF
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Prospecting Through Positioning For The Relationship Banker: How To Continually Fill Your Pipeline With Highly-Qualified, Highly-Motivated Prospects ... As The Authority In Your Market Niche PDF
Prospecting Through Positioning For The Relationship Banker: How To Continually Fill Your Pipeline With Highly-Qualified, Highly-Motivated Prospects ... As The Authority In Your Market Niche PDF

Kamis, 03 Mei 2018

Get Free Ebook Insiders' Guide® to Reno and Lake Tahoe (Insiders' Guide Series)

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Insiders' Guide® to Reno and Lake Tahoe (Insiders' Guide Series)


Insiders' Guide® to Reno and Lake Tahoe (Insiders' Guide Series)


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Insiders' Guide® to Reno and Lake Tahoe (Insiders' Guide Series)

From the Back Cover

For more than twenty years, the Insiders' Guide® series has been the essential source for in-depth travel and relocation information―from true insiders whose personal, practical perspective gives you everything you need to know. From world-class ski resorts and rugged mountains to pristine beaches and magnificent golf courses, there's more to Reno and Lake Tahoe than just spectacular entertainment venues and casino gaming. This authoritative guide will show you how to navigate the crystal-clear waters of Lake Tahoe and the exciting nightlife of “The Biggest Little City in the World.” Inside you'll find:• Countless details on how to live and thrive in the area, from the best shopping to the lowdown on real estate• The inside scoop on popular attractions such as the National Automobile Museum, Truckee River Whitewater Park, and Sierra Safari Zoo• Comprehensive listings of restaurants, accommodations, and year-round outdoor recreation―from snowboarding and skiing to golfing and horseback riding • Sections dedicated to children and retirement

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About the Author

Jeanne Lauf Walpole has written for a variety of publications, served as editor and publisher of a travel newsletter for mature travelers, and was a contributing writer for Reno & Tahoe Country: An Illustrated History of Western Nevada. She writes regularly for a variety of magazines that include Nevada Business Journal, RLife, and Family Pulse.

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Product details

Series: Insiders' Guide Series

Paperback: 384 pages

Publisher: Insider's Guide; Sixth edition (May 19, 2009)

Language: English

ISBN-10: 0762750359

ISBN-13: 978-0762750351

Product Dimensions:

6 x 0.9 x 8.9 inches

Shipping Weight: 1 pounds (View shipping rates and policies)

Average Customer Review:

3.7 out of 5 stars

17 customer reviews

Amazon Best Sellers Rank:

#1,164,658 in Books (See Top 100 in Books)

I have just moved to Reno and this book was on my hit list so I can understand and get acquainted with the area as soon as possible. This book is has been a great tool. In the short time I've been here I've seen/done/been to a few of these places referenced and the author describes them exactly. This man knows Reno/Tahoe. I can see me using this book for many years. The only thing I am a bit disappointed in is the amount of restaurants he reviewed. To be fair, there are many, many choices but it does seem that the coverage was a bit less than I would like. I guess I could just try them myself. In summary, very good book and extremely valuable for inside information on Reno/Tahoe.

I have been a long time visitor to Lake Tahoe and knew the north shore pretty well. This book opened my eyes to a lot of new places to visit on my last trip. I liked how the sections were broken out, including activities for families/kids. My wife and I went to lovely restaurant listed, Lone Eagle Grill, and thoroughly enjoyed it.There is another section for day trips that was also of great insight as we traveled to Truckee for the day. I certainly have picked out other day trips and activities for future return visits. I would highly recommend this book if you are looking to expand your list of activities in the Tahoe area.

We bought this book as a guide for a family trip to Tahoe. We had never been and knew little about the area. This book is so poorly organized that I hardly opened it once we got to Tahoe. I ended up using the internet more than the book. I use travel guides frequently and have never found one so difficult to use. It is basically just lists that are organized for each city (Reno, North Tahoe, South Tahoe, Sparks) There are no "Insider" tips on what is worthwhile or any useful information about how to organize your time in Tahoe etc.

I look forward utilizing it during my trip to Reno. It seems thorough with a plethora of information.

We got this updated edition because we were moving to Reno and had to have the latest scoop on all the information this book holds, and it holds a lot of information. It has been a tremendous help, but lacks maps.

This book is very helpful and full of information, however I was disappointed that a book about such a gorgeous place had no pictures of the places it was describing. I was bummed, but I'm over it now. At least there's one on the cover!

haven't had time to look at much. maybe on the plane.

This book provided the information I needed.

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Minggu, 25 Maret 2018

Ebook Download Pogo: Vols. 3 & 4 Gift Box Set (Walt Kelly's Pogo)

Ebook Download Pogo: Vols. 3 & 4 Gift Box Set (Walt Kelly's Pogo)

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Pogo: Vols. 3 & 4 Gift Box Set (Walt Kelly's Pogo)

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About the Author

Walt Kelly is the creator of the legendary Pogo comic strip. He was born in 1913 and passed away in 1973.

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Product details

Series: Walt Kelly's Pogo

Paperback: 688 pages

Publisher: Fantagraphics Books; 1 edition (March 31, 2017)

Language: English

ISBN-10: 1606998641

ISBN-13: 978-1606998649

Product Dimensions:

9.7 x 2.9 x 11.7 inches

Shipping Weight: 8.9 pounds (View shipping rates and policies)

Average Customer Review:

5.0 out of 5 stars

2 customer reviews

Amazon Best Sellers Rank:

#392,914 in Books (See Top 100 in Books)

Love the book. High quality. Well packaged. Very pleased. Thanks. Highly recommend this seller.

Nice to have these - wish he was still alive. We need him NOW.

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